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Chase bank and United have teamed up to offer several credit cards, including the United℠ Explorer Card and the United℠ Explorer Business Card. Both cards come with the ability to earn bonus miles, check bags for free, and have priority boarding access. Keep reading to learn more about their perks.
Eligibility for the United Explorer Card
The United Explorer card falls under Chase’s 5/24 rule, so you will most likely not be approved if you’ve applied for 5+ credit cards in the last 24 months.
From the Chase United Explorer terms & conditions: “This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months.”
So, this offer isn’t for you if you currently hold a United card, have received a bonus in the last 24 months on the United card, or have applied for 5+ credit cards from any bank in the last 24 months.
Perks of the United Explorer Card
The $95 annual fee is waived the first year the account is open for the United℠ Explorer Card. However, there are some great benefits that justify having to pay the fee annually, especially if you fly United regularly.
Personally, I keep United Explorer open and pay the annual fee for the benefits. You get:
- two free lounge passes annually
- free first checked bag for you and a companion on the same reservation
- priority boarding
- no foreign transaction fees & chip technology
- Primary CDW car rental insurance
Cardholders also earn 2x miles per $1 spent on United tickets purchased directly with United, hotel purchases, and restaurant purchases. All other purchases earn 1x mile per $1 spent. Additionally, new cardholders can earn the signup bonus of 40,000 miles if they spend $2,000 in the first 3 months of account opening.
Perks of the United Explorer Business Card
There are a number of similarities between the consumer Explorer card and the United℠ Explorer Business Card. There is a $95 annual fee that is also waived the first year. Cardholders also get priority boarding, their first checked bag free for them and a companion traveling on the same reservation, two United Club passes, and no foreign transaction fees.
Additional business benefits include:
- Employee cards at no additional cost
- Earn 2x miles per $1 spent at restaurants, gas stations, and office supply stores
- New cardholders can earn 50,000 miles after spending $3,000 in purchases in the first 3 months of account opening
United℠ Explorer Business Card cardholders also earn 2x miles per $1 spent on purchases made directly from United, including tickets, inflight food and drinks, and Wi-Fi. You’ll also earn 2 miles for each $1 spent on from Chase purchases. Cardholders will have primary auto rental collision insurance as well.
The United Explorer perks that stand out to me are the two free lounge passes, free checked bag, and priority boarding. These added benefits make flying United more enjoyable.
What Can You Do with United Miles
If you earn either of the United Explorer sign up offers and meet the minimum spending requirement, you will have 43,000 (with the United℠ Explorer Card) and 53,000 United miles (with the United℠ Explorer Business Card). One-way award flights start at 12,500 miles within the continental U.S. and Canada. You could easily have enough points for a domestic roundtrip flight with your points earned from your sign-up bonus.
The standard sign-up bonus used to be 30,000 miles, so it’s nice to see the welcome offer go up. The United℠ Explorer Card works well with Ultimate Rewards points earning cards (my favorite points to earn) like the Chase Sapphire Preferred® Card since Ultimate Rewards points can be transferred to United at a 1:1 ratio instantly.
Having either the United℠ Explorer Card or the United℠ Explorer Business Card can be a welcome addition to your wallet. The priority boarding, free checked baggage, and lounge passes are great for travelers who fly United Airlines fairly often.
However, if United is your primary airline, you’ll want to check out our guide to the best United credit cards and more.
- Chase Sapphire Preferred or United Explorer Card
- Best Travel Credit Cards for 2019
- Review of Chase Ultimate Rewards Points
- Chase Sapphire Preferred Review
- Best United Credit Cards
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