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Hotel stays are a big part of travel, and they can really add up, especially for those who travel often outside of . Loyalty programs aside, it makes sense to find a credit card that gets you the most bang for your buck, especially when you’re paying for hotel stays. That’s where the Capital One Venture comes in. It’s offering 10x miles on hotel bookings through Hotels.com. But is the Capital One Venture Credit Card really the best choice for hotels or are you better off using a co-branded hotel credit card?
Learn more: Capital One® Venture® Rewards Credit Card
Benefits of the Capital One Venture Credit Card For Hotels
First of all, let’s break down what the Capital One Venture Credit Card for hotel purchases.
The Venture card already offers 2 miles per dollar spent on all purchases. Each mile equals 1 cent when redeemed for a statement credit on just about any and all travel-related purchases. This can range from Airbnb bookings to flights to river cruises, that works out to a 2% reward rate. The Capital One® VentureOne® Rewards Credit Card earns 1.25 miles per dollar spent, totaling a 1.25% rate.
It’s easy to redeem the points you accumulate. Miles can be applied on any travel-related purchase made with the card after the transaction, effectively “erasing” charges. There are no special booking sites or portals required. Just click and erase.
On top of that, the sign-up bonuses are great. You get 50,000 miles after spending $3,000 in the first three months for the Capital One Venture and 20,000 miles after spending $1,000 in the first three months for the VentureOne. If applied, you’ve got yourself a pretty good deal.
Capital One makes it easy to figure out which card will net you the most miles. An interactive sliding scale explains that if you spend $1,056 or more per month, you’ll get more rewards value annually with the Venture than with the VentureOne.
Capital One and Hotels.com
A few months ago, Capital One introduced a new special earning offer: the ability to earn 10x miles (or 10% in reward miles) on thousands of hotels when you book on hotels.com. You do have to use Capital One’s specific URL, hotels.com/venture, in order to get the extra miles, but the options are plentiful and diverse as many well-known brands, in addition to local B&B’s, are listed on Hotels.com.
Hotels.com will also reward you with a free night’s stay after booking ten nights on the site, essentially bringing up the potential reward for purchases to 20% (10% from Hotels.com based on one night free and 10% via Capital One‘s 10x miles).
However, do keep in mind that bookings made by phone or with the hotels.com app won’t get you those extra points, nor will booking a hotel/flight combo or paying in-person at the hotel.
But is the VentureOne card or the Capital One Venture credit card for hotel purchases the best option for frequent hotel guests?
How does the Starwood Preferred Guest AmEx stack up to the Capital One Venture Credit Card for Hotel Purchases? [EXPIRED]
The Starwood Preferred Guest American Express credit card is a popular choice for travelers. It earns 2 points per dollar at Starwood properties and 1 point per dollar spent everywhere else. The sign-up bonus is a bit more on par with the VentureOne. You’ll only get 25,000 points after spending $3,000 in the first three months. SPG members can earn 2-3 more points per dollar. Since SPG is linked with Marriott Rewards, you’d earn 2 points at participating Marriott Rewards hotels. You’ll only earn 1 point on all other non-Starwood related purchases.
The number of Starpoints required to book a room depends on the property and season but can range from 2,000 to 35,000. You can even transfer those points to your favorite frequent flyer program or use them to redeem flights on over 150 airlines. Additionally, you’ll receive credit for 5 nights and 2 stays each year toward SPG elite status.
You do have to stay at Starwood brand hotels in order to reap many of the benefits and earn the most points. This may make it a more suitable card for those who prefer to remain loyal to a single family of hotels.
Marriott Rewards Premier Plus Credit Card [Expired]
Editor’s Note: The new Marriott Bonvoy Boundless™ Credit Card has replaced the Marriott Rewards Premier Plus Credit Card. You can read more about the new cards here.
The Marriott Rewards Premier Plus Card has a far more impressive sign-on bonus. New cardmembers will earn 2 Free Night Awards (each valued up to 35,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the new Marriott Rewards® Premier Plus Credit Card. You also get one free night (up to 35,000 points) every year after your account anniversary.
Cardmembers will earn 6 points per dollar on stays at Marriott Rewards and SPG hotels when purchased with the card and 2 points on everything else. They’ll even give you 15 credits toward elite status (beginning in 2019).
But like the Starwood Guest Preferred card, award stays can only be redeemed at certain hotels, which limit options for those not committed to one brand.
Chase Sapphire Preferred
The Chase Sapphire Preferred is another viable option for those not wanting to commit to a particular hotel. It offers 60,000 points to new cardholders, but only if you can spend $4,000 in three months.
Rewards include 2x points on travel purchases and dining, including hotels, and 1 point on everything else. However, if you use the Chase Ultimate Rewards portal to book airfare, hotels, car rentals and cruises, points are worth 25% more, taking that initial 60,000-point bonus from a $600 valuation to $750. This works out to a pretty good deal. But unlike with the Capital One Venture or VentureOne, the Chase Sapphire Preferred can’t be stacked with the hotels.com deal if you want the 25% bonus.
Is the Capital One Venture Credit Card For Hotel Purchases the Best Option?
For travelers looking for the best credit card for hotel stays who also want the widest selection of hotels to choose from and the most flexible options, The Capital One Venture Card is likely the quickest way to enjoying free nights anywhere you please. So yes, the Capital One Venture credit card for hotel purchases can be the best option.
Learn more: Capital One® Venture® Rewards Credit Card
Learn more: Capital One® VentureOne® Rewards Credit Card
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